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    • Make your money work
      • Invest wisely
        • 10 investment rules to live by
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        • Stop thinking in dollars
        • Wall St doesn't care about you
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        • You're too liquid!
        • Ain’t got time for the 4% rule
        • Inflation happens
        • Stay away from bonds
        • The dangers of debt
        • Earn in California, retire in Florida
      • Buy real estate
        • Ultimate guide to RE investing
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        • The right RE strategy for you!
        • The right RE markets for you!
        • Full financials of a midwest SFR
        • Ultimate guide to buy your first SFR
        • Ultimate guide to syndicates
        • Syndicate investment checklist
        • 11 RE investing rules to live by
        • Impact of rising interest rates on RE
        • What's better, yield or growth?
        • Quick primer on the 1031 exchange
      • Own your home
        • Why you should own your home
        • Should you payoff that mortgage?
        • Save 20% off your home with a TIC
        • Save $15K on your next home
        • Bay Area Real Estate - Never Sell!
        • Why SF real estate is affordable
        • Own a fractional vacation property
      • Plan for retirement & death
        • Ultimate guide: Death and taxes
        • Don't do a 401K to IRA rollover
        • Ultimate guide: 529 college savings
    • Share Your Gift
      • Discover and share your gift
      • The power of infinite runway
      • Offense or defense?
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      • Living like a billionaire
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    • Buy Real Estate
      • Real Estate Market Selection
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      • Yield vs. Growth
      • 1031 Exchange Calculator
      • Rising Interest Rates
Opinionated Advice on Money & Life

ramen retirement

Ramen Retirement is the moment you have enough passive income to cover your basic cost of living. Got there a while ago, write about my personal journey here. For everything related to financial independence and early retirement, check out Retire. For useful financial tools & calculators, check out Tools. Anything else worth sharing can be found under my favorite resources, recommended books, and nuggets of wisdom. Enjoy!

The Ramen Review
Thoughts on business and investing

Only use debt to grow future earnings
Poor Man’s Market Assessment – Aug 2018
The biggest financial mistake you can make is pursuing a career you hate
90% of life is about showing up
Reflections on the 4th
Stop the chain of events
Two is one and one is None
How to get rich without getting lucky
Ultimate guide to vacation properties and second home ownership
Mobile Homes & Market Commentary
Ultimate guide to real estate syndicate investing
Rising interest rate impact analysis
1031 Exchange Calculator
Real estate yield vs. growth comparison
Syndicate Screen Sheet
Syndicate Investment Checklist
Real estate comparison & screening sheet
Real Estate Market Selection Factsheet
Lifetime Gifting Analysis

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Manifesto

It’s frustrating and sad that most people go through life just ‘getting by’. It doesn’t have to be that way. The path to Ramen Retirement is simple.

Simple, but not easy. It requires hard work and sacrifice. If you’re 1,000% serious, like your life depends on it. Then it’s well within reach. This community can help show you the way.

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